USAA bank focuses on helping their members hold on to their money for those times that matter most. They offer a variety of services that help make banking easy.
From their free budgeting tools, mobile banking options, unique loans, and youth banking services USAA makes your money their main priority. They offer benefits and discounts for U.S military members, their children, and spouses. When it comes to finding a banking service that fits your lifestyle USAA offers various options. Their wide variety of services includes:
- Savings Accounts
- Personal Loans
- Certificates of Deposit (CDs)
- USAA Car Buying Service
- Youth Banking
- Checking for New Recruits
- Motorcycle, RV & Boat Loans
They offer free Checking which means no monthly payments for you! USAA has two options when it comes to checking. The first being USAA Cashback Rewards. This option is great for you guessed it, earning cashback on your debit card purchases. Earn unlimited rewards at 10¢ per purchase. Their second option is USAA Classic Checking, great for those who find themselves using ATM’s often that are not within their bank’s preferred network of no ATM fee banks. With this option, you can get up to $15 in other bank’s ATM fees refunded while also earning interest if you carry a bank balance of $1,000 or more.
USAA Bank Benefits
All accounts carry the same base benefits such as, no monthly service fees, Access to more than 60,000 USAA-preferred ATM’s which you can locate here. After your initial $25 deposit to open your account there is no minimum balance that you must carry to keep your account open. With their overdraft protection, you’re also able to use a different USAA Bank account that you have previously opened as a backup to reduce any fees you might incur from returned payments or an unexpected withdrawal.
When you join USAA you’re not only gaining access to convenient banking at your fingertips but you’re also gaining access to a team and community that’s here to help you with insurance, investing, and financial advice. USAA also offers insurance and a wide array of investment products. You gain immediate access to representatives who have been in your shoes and offer products that help you live the lifestyle you desire in the future.
A large benefit of USAA is their auto rewards for safe driving. That’s not the vehicle-related benefit that they offer. You can also get insurance for your motor vehicle, enjoy 24/7 roadside RV assistance, and even cover that boat you’ve been wanting. Sleep easy knowing your home and belonging are protected, yup even those military uniforms. As a member, you have access to a variety of discounts as well such as competitively priced life and health insurance. They even have something for your furry family member. Their PetHelp benefit helps to protect your wallet and pet from unexpected and expected medical expenses.
If you’re looking for a place to get help managing debt, making a home or car purchase, or just advice on managing your finances USAA is here with tools, checklist, and calculators as well as a highly reputable team to ensure your future success. To gain access to their wide array of services and resources you’ll have to prove your eligibility. You can find details regarding their eligibility requirements on their website here. For their soldiers deploying you can access even access your Financial Readiness Score to put your mind at ease.
USAA offers the following when it comes to Insurance:
Whether you’re looking for a new bank or looking to elevate your financial status, USAA takes care of their own. From just starting your career to planning an exit plan for retiring, joining the Military or leaving it, USAA offers plans and advice for every step of your journey.